A frequently-asked query:
Hi,
I couldn’t find any simple answers for the non-technical people like myself, so I figured I’d ask here… What determines PCI compliance? Is it a website? the SSL certificate? The host server? Also, can anyone recommend an affordable PCI compliant hosting company if that does take care of the question?
Thanks!
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Tweeter & the MonkeyMan says
PCI compliance is a total system… everything that does – or can possibly touch a credit card number in an organization needs to be practicing secure methods.
There is no one thing that can ensure compliance.
Even those companies and organizations that are PCI-compliant today should be ( must be?) constantly reviewing all practices for data access, data storage, transmission, plus all the other human and physical access factors..
It is an ongoing process of keeping secure, and documenting the process.
Affordable has different meanings for various applications..
A small church congregation that wants to accept credit cards is a lot different than a Super WalMart, or a chain of Auto Dealerships. Affordable also has to include the "what if?? worst-case scenario. Even companies that try to do the right things can make mistakes or people can get in trouble.. if that happens, and you lose control of some data.. (or if your 3rd party loses control).. then how much does that cost you in business, reputation, insurance, or actual cash?